Firstly we offer you a FREE Financial Needs Analysis (FNA). A very simple and basic analysis of your current financial situation. This exercise will determine your Financial Risk you are exposed to. All your Asset less all your current Liabilities and advise you what precaution measures you need to take to protect your Assets (Bond, Salary, Motor Vehicle,Etc)

We offer you Debt Counselling services. We advise you of all your outstanding debt, put them together and apply to court to reduce your monthly payment. We have a system in place to help you manage your Debt at an affordable monthly rate.

All your unsecured Debt and Loans can be consolidated into one single amount and paid off, so you only have to pay one monthly installment towards the single loan you had taken out. You will be paying off this loan at a lower interest rate, giving you more breathing space. Once your debt has been paid, we will help remove your name from the Credit Bureau. This will help you to access credit once more.

We have partnered with Law Firms and Attorneys to provide you with the best legal service at reduced costs and fees. All you have to do is send us an Email of what you need to be done and we will send you an estimation quote on fees and costs before going to court. We also offer Personal and Business Income Tax and Book Keeping services all done in compliance with SARS.

The distribution of your Assets  and Liabilities will only be done once you have left your signed Will in place.  The Legacy you want to continue, The succession of your business, The Heirs and Beneficiaries share can only be distributed once a valid will has been drawn up and your Estate  has been winded up.  We have a 3 Basic Step Plan to get your last  Will and Testament done   According to Your Personal wishes.  This will take between 9 to 12 Months. One of the consequences of not having a Valid Will in place, your Estate  can take up to Two Years to get  winded up and then Distributed According to our S.A. Law  Administrators. Unfortunately Your Wishes for Your Will, will not be carried out!

Most people don’t like to talk about this subject. It is our job to help you take out Personal Life and Disability Insurance so your family can continue financially. Life is too short, anything can happen to you. We can advise you on how to structure a good life policy, with Disability and Severe Illness Benefits. Funeral Cover benefits provides your family with immediate pay out to be used for your Funeral Expenses. Unfortunately these service providers need payment upfront to provide their service on the day of the funeral. We also advise you on other benefits you can add on your life policy. Severe Illness benefit and Income Protection Benefit. Income Protection Benefit is taken out to protect your income should you become unable to go back to work or diagnosed with Severe Illness according to your doctors report. This event could be permanent or temporary. Your Income Protection Benefit you take out, will be paid out according to your plan.

The best way to select a Medical Aid Scheme option for you and your family is to get advice based on your specific need and budget. Medical Aid and Medical Insurance are two different service providers. We will put you directly in touch with an accredited Health Care agent to discuss and advise you the best options available to suit your specific Health Care needs. Gap Cover as the name states is to cover certain gaps and shortfalls in your Medical Aid. Medical Aid offers your different options, Basic Hospital plans, Comprehensive Plans with or without Savings and Traditional Plans.

Financial Goals start with a discipline savings vehicle. We have different types of Savings and Investments to achieve your Financial Goals. We can advise you on the product that will fulfill your long term and short term Financial Goals. Endowment Policies will give you tax free returns on your Investment while Retirement Savings Policies will give you an Annual Tax deduction according to the Tax table and the contributions you make. Our government encourages you to save for Retirement. Maturity payouts on your Endowment Policies and Retirement Plans will be will be based on Fund Performances and Market Related Returns.

Your Motor Vehicle and Household Insurance is determined by certain Risk Factors. Premiums are calculated according to your Risk. We can help you get a Quote with our Short term Insurer. Protecting your Personal Assets will give you a Peace of Mind in the event of an Accident, Fire or Theft

Protecting your Assets and your family will give you PEACE OF MIND knowing that they are safe.  You need Home Security Services for your family and a Tracking Device for your Motor Vehicle.  Contact us for a quote on Home Alarm Systems and Vehicle Tracking Devices.

Get in touch with us Today!